Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating right here in the Valley of the Sun. We understand the distinct risks and operational demands faced by businesses involved in construction, renovation, landscaping, electrical, plumbing, HVAC, and other hands-on contracting trades within our specific Phoenix location.
At CCA, we are not a generic insurance provider. We are specialists. Our deep understanding of the contracting industry allows us to offer tailored insurance solutions designed specifically for contractors working out of or serving the Phoenix area from our Chandler Blvd office. We pride ourselves on providing personalized service and expert guidance to ensure your business is adequately protected.
Our Core Focus: Contractor Insurance
Our primary mission is to provide comprehensive insurance coverage for contractors based out of or operating significantly within the Phoenix metropolitan area, specifically from our Chandler Blvd location. We understand that contractors require robust protection against a wide range of potential liabilities and operational hazards. Our expertise lies in navigating the complexities of insurance to find the most suitable and cost-effective coverage for your specific trade and business model.
Key Insurance Services for Contractors in Phoenix
We offer a comprehensive suite of insurance products meticulously crafted for contractors:
• Commercial General Liability (CGL): This is the cornerstone of contractor insurance. It protects your business from claims alleging bodily injury, property damage, personal injury (like slander or libel), and advertising injury incurred during the course of your work within the Phoenix area. It covers legal defense costs and settlements up to your policy limits.
• Workers' Compensation Insurance: Mandatory in Arizona for most businesses with employees, this coverage is crucial for contractors. It provides essential medical benefits and wage replacement for employees injured on the job, whether the work site is a construction project in Scottsdale or a client's property within Maricopa County. We ensure compliance with Arizona state requirements.
• Commercial Property Insurance: Protect your valuable equipment, tools, vehicles, and potentially your business premises (like an office or job site trailer) from damage caused by events such as fire, theft, vandalism, windstorms, or hail, which are common risks in the Phoenix region.
• Inland Marine Insurance: Safeguard your valuable tools, equipment, materials, and supplies while they are in transit to job sites across the Phoenix area or being stored temporarily. This coverage is vital for protecting your investment.
• Business Auto Insurance: If your contracting business utilizes vehicles for job transportation or delivery of materials within the Phoenix metro area, this policy covers liability and damage to your vehicles, as well as those of your employees, in accidents.
• Professional Liability / Errors & Omissions (E&O): While often associated with service providers like architects or consultants, E&O insurance is increasingly important for contractors. It protects you against claims of negligence, mistakes, or failure to perform services according to agreed specifications, providing financial protection for legal defense and settlements.
• Cyber Liability Insurance: Even contractors rely on technology for operations, communication, and financial transactions. This insurance protects your business from data breaches, cyberattacks, and the resulting costs of notification, legal fees, and potential damages if sensitive client or business information is compromised.
Why Choose The Contractor's Choice Agency in Phoenix?
Choosing an insurance agency that understands your specific industry is paramount. At CCA, located right here in Phoenix, we bring invaluable expertise:
• Industry-Specific Knowledge: Our agents are well-versed in the unique challenges and insurance requirements of the contracting field in Arizona.
• Localized Service: We understand the risks contractors face working within the Phoenix area – from weather-related events impacting job sites to specific local building codes and regulations.
• Personalized Guidance: We take the time to understand your specific business operations, risk exposures, and budget to tailor an insurance package that offers the right level of protection.
• Dedicated Support: Our goal is to be your insurance partner, providing expert advice not just for placement, but for ongoing risk management and support should a claim arise.
• Hassle-Free Claims Process: We are committed to making the claims process as smooth and efficient as possible, helping you get back on the job quicker after an incident.
Whether you are a seasoned contractor or just starting your business in Phoenix, The Contractor's Choice Agency is here to help you navigate the complexities of insurance. We are committed to providing reliable, specialized coverage tailored to protect your business assets, your employees, and your bottom line, all managed from our office at 4435 E Chandler Blvd Suite 200.
Contact us today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/ to learn more about how we can help protect your contracting business operating right here in Phoenix.
Frequently Asked Questions (FAQs)
Q1: What types of contractors do you work with in Phoenix?
A1: We specialize in insurance solutions for a wide range of contractors operating in the Phoenix area. This includes construction companies, general contractors, specialty trade contractors (electrical, plumbing, HVAC, roofing, drywall, painting), landscape contractors, sign installers, demolition companies, and many other hands-on trade businesses based out of or serving the Phoenix metro area.
Q2: How can I get a quote for contractor insurance near me in Phoenix?
A2: Getting a quote is easy. You can call our office directly at 844-967-5247. Our experienced agents will discuss your specific business needs, the type of work you perform, your payroll, equipment value, and any exposures you face while working in the Phoenix area. You can also initiate the process by visiting our website at https://contractorschoiceagency.com/ and requesting a quote online.
Q3: Do you handle claims for contractors in the Phoenix area?
A3: Absolutely. As your insurance partner based in Phoenix, we are committed to assisting you throughout the claims process. Our goal is to provide expert guidance, support your claim efficiently, and help manage the administrative burden so you can focus on getting back to work serving your clients in the Phoenix area.
Q4: Is my specific contracting niche covered by your insurance policies?
A4: We understand that different contracting specialties carry different risks. Our agents are knowledgeable about the insurance needs of various trades operating in Phoenix. When you speak with us, we will carefully assess the specific risks associated with your particular type of contracting work within the Phoenix area and ensure your policy provides comprehensive coverage.